Call reports 2002
FIRST BANK RICHMOND — 2002
What FIRST BANK RICHMOND reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 552,121,000 | 564,177,000 | 566,986,000 | 575,205,000 |
| Total loans | 411,744,000 | 409,062,000 | 405,266,000 | 415,359,000 |
| Allowance for loan losses | 4,100,000 | 4,488,000 | 4,508,000 | 4,703,000 |
| Securities available for sale | 97,717,000 | 109,099,000 | 111,206,000 | 111,385,000 |
| Securities held to maturity | 1,608,000 | 1,596,000 | 1,576,000 | 1,304,000 |
| Trading assets | 998,000 | 967,000 | 906,000 | 846,000 |
| Total deposits | 358,166,000 | 368,651,000 | 369,386,000 | 378,070,000 |
| Interest-bearing deposits | 328,466,000 | 342,247,000 | 342,121,000 | 342,901,000 |
| Noninterest-bearing deposits | 29,700,000 | 26,404,000 | 27,265,000 | 35,169,000 |
| Equity capital | 46,896,000 | 48,308,000 | 48,905,000 | 49,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,433,000 | 20,663,000 | 30,859,000 | 40,975,000 |
| Interest expense | 5,404,000 | 10,820,000 | 16,025,000 | 21,111,000 |
| Net interest income | 5,029,000 | 9,843,000 | 14,834,000 | 19,864,000 |
| Noninterest income | 277,000 | 939,000 | 1,703,000 | 2,144,000 |
| Noninterest expense | 2,822,000 | 5,651,000 | 8,861,000 | 11,767,000 |
| Provision for loan losses | 1,278,000 | 2,650,000 | 3,638,000 | 4,660,000 |
| Pretax income | 1,340,000 | 2,642,000 | 4,006,000 | 5,423,000 |
| Income tax | 359,000 | 394,000 | 863,000 | 1,460,000 |
| Net income | 981,000 | 2,248,000 | 3,143,000 | 3,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,999,000 | 47,519,000 | 47,760,000 | 48,483,000 |
| Total capital | 51,099,000 | 52,007,000 | 52,268,000 | 53,186,000 |
| Risk-weighted assets | 405,839,000 | 415,720,000 | 416,112,000 | 425,423,000 |