Call report 2008Q1
MERCHANTS BANK, THE — 2008Q1
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,275,990,000 | USD | evidence → |
| Total loans | 752,287,000 | USD | evidence → |
| Allowance for loan losses | 8,312,000 | USD | evidence → |
| Securities available for sale | 445,195,000 | USD | evidence → |
| Securities held to maturity | 3,759,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 904,949,000 | USD | evidence → |
| Interest-bearing deposits | 788,316,000 | USD | evidence → |
| Noninterest-bearing deposits | 116,633,000 | USD | evidence → |
| Equity capital | 96,710,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,705,000 | USD | evidence → |
| Interest expense | 6,516,000 | USD | evidence → |
| Net interest income | 10,189,000 | USD | evidence → |
| Noninterest income | 2,807,000 | USD | evidence → |
| Noninterest expense | 8,884,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,894,000 | USD | evidence → |
| Income tax | 947,000 | USD | evidence → |
| Net income | 2,947,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 95,078,000 | USD | evidence → |
| Total capital | 103,738,000 | USD | evidence → |
| Risk-weighted assets | 775,821,000 | USD | evidence → |