Call report 2007Q4
MERCHANTS BANK, THE — 2007Q4
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,175,342,000 | USD | evidence → |
| Total loans | 730,877,000 | USD | evidence → |
| Allowance for loan losses | 8,002,000 | USD | evidence → |
| Securities available for sale | 361,512,000 | USD | evidence → |
| Securities held to maturity | 4,078,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 867,624,000 | USD | evidence → |
| Interest-bearing deposits | 744,110,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,514,000 | USD | evidence → |
| Equity capital | 94,510,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 65,564,000 | USD | evidence → |
| Interest expense | 25,191,000 | USD | evidence → |
| Net interest income | 40,373,000 | USD | evidence → |
| Noninterest income | 11,493,000 | USD | evidence → |
| Noninterest expense | 35,015,000 | USD | evidence → |
| Provision for loan losses | 1,173,000 | USD | evidence → |
| Pretax income | 15,581,000 | USD | evidence → |
| Income tax | 3,767,000 | USD | evidence → |
| Net income | 11,814,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 94,507,000 | USD | evidence → |
| Total capital | 102,857,000 | USD | evidence → |
| Risk-weighted assets | 752,539,000 | USD | evidence → |