Call report 2007Q2
MERCHANTS BANK, THE — 2007Q2
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,114,192,000 | USD | evidence → |
| Total loans | 723,980,000 | USD | evidence → |
| Allowance for loan losses | 7,184,000 | USD | evidence → |
| Securities available for sale | 296,375,000 | USD | evidence → |
| Securities held to maturity | 4,763,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 873,471,000 | USD | evidence → |
| Interest-bearing deposits | 749,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,543,000 | USD | evidence → |
| Equity capital | 89,295,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,489,000 | USD | evidence → |
| Interest expense | 12,369,000 | USD | evidence → |
| Net interest income | 20,120,000 | USD | evidence → |
| Noninterest income | 5,145,000 | USD | evidence → |
| Noninterest expense | 17,177,000 | USD | evidence → |
| Provision for loan losses | 223,000 | USD | evidence → |
| Pretax income | 7,828,000 | USD | evidence → |
| Income tax | 1,911,000 | USD | evidence → |
| Net income | 5,917,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 93,562,000 | USD | evidence → |
| Total capital | 101,044,000 | USD | evidence → |
| Risk-weighted assets | 749,643,000 | USD | evidence → |