Call report 2007Q1
MERCHANTS BANK, THE — 2007Q1
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,144,944,000 | USD | evidence → |
| Total loans | 694,230,000 | USD | evidence → |
| Allowance for loan losses | 7,027,000 | USD | evidence → |
| Securities available for sale | 315,253,000 | USD | evidence → |
| Securities held to maturity | 5,193,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 891,939,000 | USD | evidence → |
| Interest-bearing deposits | 771,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 120,275,000 | USD | evidence → |
| Equity capital | 89,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,282,000 | USD | evidence → |
| Interest expense | 6,245,000 | USD | evidence → |
| Net interest income | 10,037,000 | USD | evidence → |
| Noninterest income | 2,450,000 | USD | evidence → |
| Noninterest expense | 8,538,000 | USD | evidence → |
| Provision for loan losses | 73,000 | USD | evidence → |
| Pretax income | 3,839,000 | USD | evidence → |
| Income tax | 931,000 | USD | evidence → |
| Net income | 2,908,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,173,000 | USD | evidence → |
| Total capital | 99,498,000 | USD | evidence → |
| Risk-weighted assets | 741,934,000 | USD | evidence → |