Call report 2003Q1
MERCHANTS BANK, THE — 2003Q1
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 869,912,000 | USD | evidence → |
| Total loans | 515,385,000 | USD | evidence → |
| Allowance for loan losses | 8,480,000 | USD | evidence → |
| Securities available for sale | 230,106,000 | USD | evidence → |
| Securities held to maturity | 47,110,000 | USD | evidence → |
| Trading assets | 673,000 | USD | evidence → |
| Total deposits | 762,941,000 | USD | evidence → |
| Interest-bearing deposits | 668,607,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,334,000 | USD | evidence → |
| Equity capital | 82,774,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,452,000 | USD | evidence → |
| Interest expense | 2,128,000 | USD | evidence → |
| Net interest income | 9,324,000 | USD | evidence → |
| Noninterest income | 2,005,000 | USD | evidence → |
| Noninterest expense | 7,837,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,709,000 | USD | evidence → |
| Income tax | 981,000 | USD | evidence → |
| Net income | 2,728,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,294,000 | USD | evidence → |
| Total capital | 84,327,000 | USD | evidence → |
| Risk-weighted assets | 561,191,000 | USD | evidence → |