Call report 2002Q4
MERCHANTS BANK, THE — 2002Q4
The 22 measures MERCHANTS BANK, THE reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 856,862,000 | USD | evidence → |
| Total loans | 495,320,000 | USD | evidence → |
| Allowance for loan losses | 8,497,000 | USD | evidence → |
| Securities available for sale | 217,754,000 | USD | evidence → |
| Securities held to maturity | 51,615,000 | USD | evidence → |
| Trading assets | 845,000 | USD | evidence → |
| Total deposits | 750,349,000 | USD | evidence → |
| Interest-bearing deposits | 647,691,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,658,000 | USD | evidence → |
| Equity capital | 81,429,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 48,737,000 | USD | evidence → |
| Interest expense | 11,013,000 | USD | evidence → |
| Net interest income | 37,724,000 | USD | evidence → |
| Noninterest income | 9,174,000 | USD | evidence → |
| Noninterest expense | 30,801,000 | USD | evidence → |
| Provision for loan losses | -945,000 | USD | evidence → |
| Pretax income | 17,652,000 | USD | evidence → |
| Income tax | 4,868,000 | USD | evidence → |
| Net income | 12,784,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,832,000 | USD | evidence → |
| Total capital | 85,477,000 | USD | evidence → |
| Risk-weighted assets | 529,750,000 | USD | evidence → |