Call report 2005Q1
F&M BANK — 2005Q1
The 22 measures F&M BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 262,528,000 | USD | evidence → |
| Total loans | 109,270,000 | USD | evidence → |
| Allowance for loan losses | 1,585,000 | USD | evidence → |
| Securities available for sale | 112,354,000 | USD | evidence → |
| Securities held to maturity | 5,467,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 221,314,000 | USD | evidence → |
| Interest-bearing deposits | 197,873,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,441,000 | USD | evidence → |
| Equity capital | 36,089,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,941,000 | USD | evidence → |
| Interest expense | 980,000 | USD | evidence → |
| Net interest income | 1,961,000 | USD | evidence → |
| Noninterest income | 281,000 | USD | evidence → |
| Noninterest expense | 1,210,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,002,000 | USD | evidence → |
| Income tax | 240,000 | USD | evidence → |
| Net income | 762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,703,000 | USD | evidence → |
| Total capital | 38,288,000 | USD | evidence → |
| Risk-weighted assets | 137,284,000 | USD | evidence → |