Call report 2004Q4
F&M BANK — 2004Q4
The 22 measures F&M BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,262,000 | USD | evidence → |
| Total loans | 109,170,000 | USD | evidence → |
| Allowance for loan losses | 1,735,000 | USD | evidence → |
| Securities available for sale | 88,530,000 | USD | evidence → |
| Securities held to maturity | 6,482,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,240,000 | USD | evidence → |
| Interest-bearing deposits | 148,685,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,555,000 | USD | evidence → |
| Equity capital | 36,143,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,451,000 | USD | evidence → |
| Interest expense | 3,419,000 | USD | evidence → |
| Net interest income | 7,032,000 | USD | evidence → |
| Noninterest income | 1,410,000 | USD | evidence → |
| Noninterest expense | 4,422,000 | USD | evidence → |
| Provision for loan losses | 209,000 | USD | evidence → |
| Pretax income | 3,811,000 | USD | evidence → |
| Income tax | 923,000 | USD | evidence → |
| Net income | 2,888,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,031,000 | USD | evidence → |
| Total capital | 37,619,000 | USD | evidence → |
| Risk-weighted assets | 126,917,000 | USD | evidence → |