Call report 2004Q1
F&M BANK — 2004Q1
The 22 measures F&M BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 226,738,000 | USD | evidence → |
| Total loans | 100,861,000 | USD | evidence → |
| Allowance for loan losses | 1,712,000 | USD | evidence → |
| Securities available for sale | 97,158,000 | USD | evidence → |
| Securities held to maturity | 9,794,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 184,731,000 | USD | evidence → |
| Interest-bearing deposits | 162,698,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,033,000 | USD | evidence → |
| Equity capital | 35,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,632,000 | USD | evidence → |
| Interest expense | 925,000 | USD | evidence → |
| Net interest income | 1,707,000 | USD | evidence → |
| Noninterest income | 349,000 | USD | evidence → |
| Noninterest expense | 1,087,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 924,000 | USD | evidence → |
| Income tax | 216,000 | USD | evidence → |
| Net income | 708,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,360,000 | USD | evidence → |
| Total capital | 35,888,000 | USD | evidence → |
| Risk-weighted assets | 122,054,000 | USD | evidence → |