Call report 2003Q4
F&M BANK — 2003Q4
The 22 measures F&M BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 225,204,000 | USD | evidence → |
| Total loans | 100,660,000 | USD | evidence → |
| Allowance for loan losses | 1,666,000 | USD | evidence → |
| Securities available for sale | 92,454,000 | USD | evidence → |
| Securities held to maturity | 10,316,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 184,234,000 | USD | evidence → |
| Interest-bearing deposits | 162,271,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,963,000 | USD | evidence → |
| Equity capital | 34,387,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,727,000 | USD | evidence → |
| Interest expense | 4,741,000 | USD | evidence → |
| Net interest income | 5,986,000 | USD | evidence → |
| Noninterest income | 1,269,000 | USD | evidence → |
| Noninterest expense | 4,129,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 2,951,000 | USD | evidence → |
| Income tax | 622,000 | USD | evidence → |
| Net income | 2,329,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,712,000 | USD | evidence → |
| Total capital | 35,229,000 | USD | evidence → |
| Risk-weighted assets | 121,250,000 | USD | evidence → |