Call report 2008Q1
VALLEY BANK — 2008Q1
The 22 measures VALLEY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 616,008,000 | USD | evidence → |
| Total loans | 420,699,000 | USD | evidence → |
| Allowance for loan losses | 4,763,000 | USD | evidence → |
| Securities available for sale | 71,207,000 | USD | evidence → |
| Securities held to maturity | 66,322,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,910,000 | USD | evidence → |
| Interest-bearing deposits | 378,967,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,943,000 | USD | evidence → |
| Equity capital | 48,043,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,336,000 | USD | evidence → |
| Interest expense | 5,083,000 | USD | evidence → |
| Net interest income | 4,253,000 | USD | evidence → |
| Noninterest income | 2,071,000 | USD | evidence → |
| Noninterest expense | 4,457,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 1,466,000 | USD | evidence → |
| Income tax | 451,000 | USD | evidence → |
| Net income | 1,015,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,633,000 | USD | evidence → |
| Total capital | 51,396,000 | USD | evidence → |
| Risk-weighted assets | 492,365,000 | USD | evidence → |