Call report 2007Q4
VALLEY BANK — 2007Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 593,886,000 | USD | evidence → |
| Total loans | 427,896,000 | USD | evidence → |
| Allowance for loan losses | 5,159,000 | USD | evidence → |
| Securities available for sale | 62,788,000 | USD | evidence → |
| Securities held to maturity | 49,365,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 449,750,000 | USD | evidence → |
| Interest-bearing deposits | 401,773,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,977,000 | USD | evidence → |
| Equity capital | 47,090,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,919,000 | USD | evidence → |
| Interest expense | 23,373,000 | USD | evidence → |
| Net interest income | 19,546,000 | USD | evidence → |
| Noninterest income | 8,946,000 | USD | evidence → |
| Noninterest expense | 20,503,000 | USD | evidence → |
| Provision for loan losses | 1,827,000 | USD | evidence → |
| Pretax income | 6,549,000 | USD | evidence → |
| Income tax | 1,747,000 | USD | evidence → |
| Net income | 4,802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,253,000 | USD | evidence → |
| Total capital | 51,412,000 | USD | evidence → |
| Risk-weighted assets | 503,816,000 | USD | evidence → |