Call report 2008Q4
CITIZENS BANK — 2008Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 330,436,000 | USD | evidence → |
| Total loans | 243,973,000 | USD | evidence → |
| Allowance for loan losses | 4,080,000 | USD | evidence → |
| Securities available for sale | 43,649,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 280,820,000 | USD | evidence → |
| Interest-bearing deposits | 230,822,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,998,000 | USD | evidence → |
| Equity capital | 29,057,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,992,000 | USD | evidence → |
| Interest expense | 8,273,000 | USD | evidence → |
| Net interest income | 12,719,000 | USD | evidence → |
| Noninterest income | 3,203,000 | USD | evidence → |
| Noninterest expense | 9,982,000 | USD | evidence → |
| Provision for loan losses | 286,000 | USD | evidence → |
| Pretax income | 5,670,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,670,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,583,000 | USD | evidence → |
| Total capital | 33,485,000 | USD | evidence → |
| Risk-weighted assets | 230,972,000 | USD | evidence → |