Call report 2008Q3
CITIZENS BANK — 2008Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,959,000 | USD | evidence → |
| Total loans | 240,936,000 | USD | evidence → |
| Allowance for loan losses | 4,093,000 | USD | evidence → |
| Securities available for sale | 42,207,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 278,408,000 | USD | evidence → |
| Interest-bearing deposits | 228,410,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,998,000 | USD | evidence → |
| Equity capital | 28,146,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,024,000 | USD | evidence → |
| Interest expense | 6,414,000 | USD | evidence → |
| Net interest income | 9,610,000 | USD | evidence → |
| Noninterest income | 2,403,000 | USD | evidence → |
| Noninterest expense | 7,012,000 | USD | evidence → |
| Provision for loan losses | 226,000 | USD | evidence → |
| Pretax income | 4,789,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,789,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,698,000 | USD | evidence → |
| Total capital | 32,552,000 | USD | evidence → |
| Risk-weighted assets | 227,041,000 | USD | evidence → |