Call reports 2025
BROADSTREET BANK, SSB — 2025
What BROADSTREET BANK, SSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 441,201,000 | 443,000,000 | 438,276,000 | 428,509,000 |
| Total loans | 300,795,000 | 297,248,000 | 288,175,000 | 306,644,000 |
| Allowance for loan losses | 3,273,000 | 3,227,000 | 3,247,000 | 3,440,000 |
| Securities available for sale | 74,796,000 | 73,188,000 | 85,896,000 | 59,892,000 |
| Securities held to maturity | 21,179,000 | 20,294,000 | 19,074,000 | 18,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,661,000 | 345,208,000 | 338,800,000 | 331,615,000 |
| Interest-bearing deposits | 293,820,000 | 290,050,000 | 284,972,000 | 282,033,000 |
| Noninterest-bearing deposits | 50,841,000 | 55,158,000 | 53,828,000 | 49,582,000 |
| Equity capital | 44,561,000 | 45,650,000 | 47,476,000 | 48,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,653,000 | 11,147,000 | 16,744,000 | 22,591,000 |
| Interest expense | 2,313,000 | 4,614,000 | 6,903,000 | 9,192,000 |
| Net interest income | 3,340,000 | 6,533,000 | 9,841,000 | 13,399,000 |
| Noninterest income | 453,000 | 940,000 | 2,038,000 | 2,688,000 |
| Noninterest expense | 2,836,000 | 5,651,000 | 8,689,000 | 11,716,000 |
| Provision for loan losses | 63,000 | 26,000 | 513,000 | 736,000 |
| Pretax income | 844,000 | 1,751,000 | 2,632,000 | 3,657,000 |
| Income tax | 126,000 | 287,000 | 396,000 | 574,000 |
| Net income | 718,000 | 1,464,000 | 2,236,000 | 3,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,833,000 | 49,742,000 | 50,698,000 | 51,728,000 |