Call reports 2016
HOMESTREET BANK — 2016
What HOMESTREET BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 5,393,269,000 | 5,915,233,000 | 6,190,985,000 | 6,200,289,000 |
| Total loans | 4,251,549,000 | 4,504,395,000 | 4,691,666,000 | 4,567,587,000 |
| Allowance for loan losses | 31,305,000 | 32,656,000 | 33,975,000 | 34,001,000 |
| Securities available for sale | 648,625,000 | 885,350,000 | 937,582,000 | 983,927,000 |
| Securities held to maturity | 33,256,000 | 38,008,000 | 42,250,000 | 49,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,839,058,000 | 4,277,066,000 | 4,524,767,000 | 4,446,438,000 |
| Interest-bearing deposits | 2,944,989,000 | 3,323,584,000 | 3,415,566,000 | 3,464,328,000 |
| Noninterest-bearing deposits | 894,069,000 | 953,482,000 | 1,109,201,000 | 982,110,000 |
| Equity capital | 563,121,000 | 629,880,000 | 660,954,000 | 703,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 45,647,000 | 96,667,000 | 154,084,000 | 210,944,000 |
| Interest expense | 5,045,000 | 11,001,000 | 18,091,000 | 25,394,000 |
| Net interest income | 40,602,000 | 85,666,000 | 135,993,000 | 185,550,000 |
| Noninterest income | 69,746,000 | 167,734,000 | 273,862,000 | 341,818,000 |
| Noninterest expense | 96,754,000 | 203,429,000 | 313,889,000 | 427,701,000 |
| Provision for loan losses | 1,663,000 | 2,536,000 | 3,873,000 | 4,218,000 |
| Pretax income | 11,966,000 | 47,532,000 | 92,238,000 | 97,988,000 |
| Income tax | 4,031,000 | 17,299,000 | 34,677,000 | 36,684,000 |
| Net income | 7,935,000 | 30,233,000 | 57,561,000 | 61,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 503,290,000 | 570,579,000 | 604,757,000 | 635,988,000 |
| Total capital | 535,713,000 | 604,580,000 | 639,991,000 | 671,252,000 |
| Risk-weighted assets | 3,846,203,000 | 4,218,707,000 | 4,442,518,000 | 4,569,227,000 |