Call report 2007Q2
UNIVERSITY BANK — 2007Q2
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,832,000 | USD | evidence → |
| Total loans | 57,468,000 | USD | evidence → |
| Allowance for loan losses | 520,000 | USD | evidence → |
| Securities available for sale | 605,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,172,000 | USD | evidence → |
| Interest-bearing deposits | 43,363,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,809,000 | USD | evidence → |
| Equity capital | 6,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,501,000 | USD | evidence → |
| Interest expense | 812,000 | USD | evidence → |
| Net interest income | 1,689,000 | USD | evidence → |
| Noninterest income | 2,513,000 | USD | evidence → |
| Noninterest expense | 4,016,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | 110,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 90,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,039,000 | USD | evidence → |
| Total capital | 9,559,000 | USD | evidence → |
| Risk-weighted assets | 51,277,000 | USD | evidence → |