Call report 2007Q1
UNIVERSITY BANK — 2007Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,635,000 | USD | evidence → |
| Total loans | 56,553,000 | USD | evidence → |
| Allowance for loan losses | 466,000 | USD | evidence → |
| Securities available for sale | 645,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,760,000 | USD | evidence → |
| Interest-bearing deposits | 73,947,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,813,000 | USD | evidence → |
| Equity capital | 5,445,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,259,000 | USD | evidence → |
| Interest expense | 385,000 | USD | evidence → |
| Net interest income | 874,000 | USD | evidence → |
| Noninterest income | 1,262,000 | USD | evidence → |
| Noninterest expense | 1,939,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 175,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 175,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,923,000 | USD | evidence → |
| Total capital | 8,389,000 | USD | evidence → |
| Risk-weighted assets | 50,834,000 | USD | evidence → |