Call report 2025Q2
LAKE CENTRAL BANK — 2025Q2
The 22 measures LAKE CENTRAL BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 279,651,000 | USD | evidence → |
| Total loans | 171,545,000 | USD | evidence → |
| Allowance for loan losses | 2,156,000 | USD | evidence → |
| Securities available for sale | 90,838,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 237,752,000 | USD | evidence → |
| Interest-bearing deposits | 196,834,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,918,000 | USD | evidence → |
| Equity capital | 26,159,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,767,000 | USD | evidence → |
| Interest expense | 1,486,000 | USD | evidence → |
| Net interest income | 5,281,000 | USD | evidence → |
| Noninterest income | 1,055,000 | USD | evidence → |
| Noninterest expense | 3,635,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 2,641,000 | USD | evidence → |
| Income tax | 304,000 | USD | evidence → |
| Net income | 2,337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,686,000 | USD | evidence → |
| Total capital | 32,852,000 | USD | evidence → |
| Risk-weighted assets | 220,388,000 | USD | evidence → |