Call report 2025Q1
LAKE CENTRAL BANK — 2025Q1
The 22 measures LAKE CENTRAL BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,362,000 | USD | evidence → |
| Total loans | 162,405,000 | USD | evidence → |
| Allowance for loan losses | 2,182,000 | USD | evidence → |
| Securities available for sale | 92,852,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 242,063,000 | USD | evidence → |
| Interest-bearing deposits | 191,602,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,461,000 | USD | evidence → |
| Equity capital | 25,835,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,352,000 | USD | evidence → |
| Interest expense | 728,000 | USD | evidence → |
| Net interest income | 2,624,000 | USD | evidence → |
| Noninterest income | 489,000 | USD | evidence → |
| Noninterest expense | 1,788,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,291,000 | USD | evidence → |
| Income tax | 216,000 | USD | evidence → |
| Net income | 1,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,856,000 | USD | evidence → |
| Total capital | 32,048,000 | USD | evidence → |
| Risk-weighted assets | 211,373,000 | USD | evidence → |