Call report 2003Q1
HERITAGE COMMUNITY BANK — 2003Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 244,194,000 | USD | evidence → |
| Total loans | 173,152,000 | USD | evidence → |
| Allowance for loan losses | 2,000,000 | USD | evidence → |
| Securities available for sale | 41,796,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,075,000 | USD | evidence → |
| Interest-bearing deposits | 157,013,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,062,000 | USD | evidence → |
| Equity capital | 21,521,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,416,000 | USD | evidence → |
| Interest expense | 658,000 | USD | evidence → |
| Net interest income | 2,758,000 | USD | evidence → |
| Noninterest income | 809,000 | USD | evidence → |
| Noninterest expense | 2,185,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,232,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 1,216,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,493,000 | USD | evidence → |
| Total capital | 22,493,000 | USD | evidence → |
| Risk-weighted assets | 184,833,000 | USD | evidence → |