Call report 2002Q4
HERITAGE COMMUNITY BANK — 2002Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 242,751,000 | USD | evidence → |
| Total loans | 179,182,000 | USD | evidence → |
| Allowance for loan losses | 1,891,000 | USD | evidence → |
| Securities available for sale | 45,790,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,647,000 | USD | evidence → |
| Interest-bearing deposits | 145,506,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,141,000 | USD | evidence → |
| Equity capital | 21,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,631,000 | USD | evidence → |
| Interest expense | 3,224,000 | USD | evidence → |
| Net interest income | 10,407,000 | USD | evidence → |
| Noninterest income | 3,373,000 | USD | evidence → |
| Noninterest expense | 8,867,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 4,367,000 | USD | evidence → |
| Income tax | 46,000 | USD | evidence → |
| Net income | 4,321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,150,000 | USD | evidence → |
| Total capital | 22,041,000 | USD | evidence → |
| Risk-weighted assets | 173,860,000 | USD | evidence → |