Call report 2008Q1
VALLEY BANK — 2008Q1
The 22 measures VALLEY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 609,310,000 | USD | evidence → |
| Total loans | 492,893,000 | USD | evidence → |
| Allowance for loan losses | 4,863,000 | USD | evidence → |
| Securities available for sale | 65,899,000 | USD | evidence → |
| Securities held to maturity | 14,412,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 431,034,000 | USD | evidence → |
| Interest-bearing deposits | 412,735,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,299,000 | USD | evidence → |
| Equity capital | 49,435,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,384,000 | USD | evidence → |
| Interest expense | 5,075,000 | USD | evidence → |
| Net interest income | 4,309,000 | USD | evidence → |
| Noninterest income | 523,000 | USD | evidence → |
| Noninterest expense | 3,232,000 | USD | evidence → |
| Provision for loan losses | 291,000 | USD | evidence → |
| Pretax income | 1,295,000 | USD | evidence → |
| Income tax | 386,000 | USD | evidence → |
| Net income | 909,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,059,000 | USD | evidence → |
| Total capital | 53,922,000 | USD | evidence → |
| Risk-weighted assets | 513,442,000 | USD | evidence → |