Call report 2007Q4
VALLEY BANK — 2007Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 595,896,000 | USD | evidence → |
| Total loans | 483,124,000 | USD | evidence → |
| Allowance for loan losses | 4,883,000 | USD | evidence → |
| Securities available for sale | 58,540,000 | USD | evidence → |
| Securities held to maturity | 17,582,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 437,026,000 | USD | evidence → |
| Interest-bearing deposits | 420,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,362,000 | USD | evidence → |
| Equity capital | 48,363,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,712,000 | USD | evidence → |
| Interest expense | 22,242,000 | USD | evidence → |
| Net interest income | 16,470,000 | USD | evidence → |
| Noninterest income | 2,346,000 | USD | evidence → |
| Noninterest expense | 13,238,000 | USD | evidence → |
| Provision for loan losses | 1,250,000 | USD | evidence → |
| Pretax income | 4,278,000 | USD | evidence → |
| Income tax | 617,000 | USD | evidence → |
| Net income | 3,661,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,327,000 | USD | evidence → |
| Total capital | 53,210,000 | USD | evidence → |
| Risk-weighted assets | 503,680,000 | USD | evidence → |