Call report 2004Q4
VALLEY BANK — 2004Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 371,891,000 | USD | evidence → |
| Total loans | 281,224,000 | USD | evidence → |
| Allowance for loan losses | 2,989,000 | USD | evidence → |
| Securities available for sale | 45,820,000 | USD | evidence → |
| Securities held to maturity | 22,154,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 282,236,000 | USD | evidence → |
| Interest-bearing deposits | 235,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,108,000 | USD | evidence → |
| Equity capital | 27,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,847,000 | USD | evidence → |
| Interest expense | 6,747,000 | USD | evidence → |
| Net interest income | 11,100,000 | USD | evidence → |
| Noninterest income | 1,332,000 | USD | evidence → |
| Noninterest expense | 7,701,000 | USD | evidence → |
| Provision for loan losses | 633,000 | USD | evidence → |
| Pretax income | 4,115,000 | USD | evidence → |
| Income tax | 1,114,000 | USD | evidence → |
| Net income | 3,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,947,000 | USD | evidence → |
| Total capital | 30,936,000 | USD | evidence → |
| Risk-weighted assets | 304,410,000 | USD | evidence → |