Call report 2004Q3
VALLEY BANK — 2004Q3
The 22 measures VALLEY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,509,000 | USD | evidence → |
| Total loans | 270,351,000 | USD | evidence → |
| Allowance for loan losses | 3,023,000 | USD | evidence → |
| Securities available for sale | 48,273,000 | USD | evidence → |
| Securities held to maturity | 22,749,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 277,788,000 | USD | evidence → |
| Interest-bearing deposits | 234,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,453,000 | USD | evidence → |
| Equity capital | 27,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,867,000 | USD | evidence → |
| Interest expense | 4,871,000 | USD | evidence → |
| Net interest income | 7,996,000 | USD | evidence → |
| Noninterest income | 987,000 | USD | evidence → |
| Noninterest expense | 5,544,000 | USD | evidence → |
| Provision for loan losses | 578,000 | USD | evidence → |
| Pretax income | 2,879,000 | USD | evidence → |
| Income tax | 764,000 | USD | evidence → |
| Net income | 2,115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,061,000 | USD | evidence → |
| Total capital | 30,084,000 | USD | evidence → |
| Risk-weighted assets | 295,060,000 | USD | evidence → |