Call report 2007Q2
BANK OF SMITHTOWN — 2007Q2
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,082,676,000 | USD | evidence → |
| Total loans | 919,945,000 | USD | evidence → |
| Allowance for loan losses | 7,699,000 | USD | evidence → |
| Securities available for sale | 77,265,000 | USD | evidence → |
| Securities held to maturity | 224,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 945,029,000 | USD | evidence → |
| Interest-bearing deposits | 919,552,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,477,000 | USD | evidence → |
| Equity capital | 90,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,673,000 | USD | evidence → |
| Interest expense | 17,790,000 | USD | evidence → |
| Net interest income | 20,883,000 | USD | evidence → |
| Noninterest income | 4,436,000 | USD | evidence → |
| Noninterest expense | 13,131,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 11,488,000 | USD | evidence → |
| Income tax | 3,614,000 | USD | evidence → |
| Net income | 7,874,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,437,000 | USD | evidence → |
| Total capital | 95,317,000 | USD | evidence → |
| Risk-weighted assets | 901,802,000 | USD | evidence → |