Call report 2007Q1
BANK OF SMITHTOWN — 2007Q1
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,088,727,000 | USD | evidence → |
| Total loans | 890,505,000 | USD | evidence → |
| Allowance for loan losses | 7,414,000 | USD | evidence → |
| Securities available for sale | 75,422,000 | USD | evidence → |
| Securities held to maturity | 325,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 955,524,000 | USD | evidence → |
| Interest-bearing deposits | 922,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,155,000 | USD | evidence → |
| Equity capital | 87,389,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,106,000 | USD | evidence → |
| Interest expense | 8,813,000 | USD | evidence → |
| Net interest income | 10,293,000 | USD | evidence → |
| Noninterest income | 2,226,000 | USD | evidence → |
| Noninterest expense | 6,580,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 5,539,000 | USD | evidence → |
| Income tax | 1,751,000 | USD | evidence → |
| Net income | 3,788,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,989,000 | USD | evidence → |
| Total capital | 91,555,000 | USD | evidence → |
| Risk-weighted assets | 877,103,000 | USD | evidence → |