Call report 2024Q3
LUMINATE BANK — 2024Q3
The 22 measures LUMINATE BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,791,000 | USD | evidence → |
| Total loans | 222,643,000 | USD | evidence → |
| Allowance for loan losses | 3,097,000 | USD | evidence → |
| Securities available for sale | 1,993,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,631,000 | USD | evidence → |
| Interest-bearing deposits | 178,154,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,477,000 | USD | evidence → |
| Equity capital | 39,217,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,232,000 | USD | evidence → |
| Interest expense | 7,439,000 | USD | evidence → |
| Net interest income | 4,793,000 | USD | evidence → |
| Noninterest income | 103,577,000 | USD | evidence → |
| Noninterest expense | 98,345,000 | USD | evidence → |
| Provision for loan losses | 1,308,000 | USD | evidence → |
| Pretax income | 8,758,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 8,731,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,622,000 | USD | evidence → |
| Total capital | 40,378,000 | USD | evidence → |
| Risk-weighted assets | 216,895,000 | USD | evidence → |