Call report 2024Q2
LUMINATE BANK — 2024Q2
The 22 measures LUMINATE BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 328,641,000 | USD | evidence → |
| Total loans | 268,396,000 | USD | evidence → |
| Allowance for loan losses | 2,897,000 | USD | evidence → |
| Securities available for sale | 1,785,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,800,000 | USD | evidence → |
| Interest-bearing deposits | 184,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,152,000 | USD | evidence → |
| Equity capital | 37,040,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,226,000 | USD | evidence → |
| Interest expense | 4,230,000 | USD | evidence → |
| Net interest income | 2,996,000 | USD | evidence → |
| Noninterest income | 66,560,000 | USD | evidence → |
| Noninterest expense | 62,249,000 | USD | evidence → |
| Provision for loan losses | 765,000 | USD | evidence → |
| Pretax income | 6,582,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 6,574,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,350,000 | USD | evidence → |
| Total capital | 38,419,000 | USD | evidence → |
| Risk-weighted assets | 243,148,000 | USD | evidence → |