Call report 2022Q4
LUMINATE BANK — 2022Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,413,000 | USD | evidence → |
| Total loans | 136,526,000 | USD | evidence → |
| Allowance for loan losses | 2,453,000 | USD | evidence → |
| Securities available for sale | 1,662,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,857,000 | USD | evidence → |
| Interest-bearing deposits | 112,585,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,272,000 | USD | evidence → |
| Equity capital | 24,651,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,781,000 | USD | evidence → |
| Interest expense | 1,739,000 | USD | evidence → |
| Net interest income | 6,042,000 | USD | evidence → |
| Noninterest income | 35,076,000 | USD | evidence → |
| Noninterest expense | 38,932,000 | USD | evidence → |
| Provision for loan losses | 1,846,000 | USD | evidence → |
| Pretax income | 340,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 340,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,875,000 | USD | evidence → |
| Total capital | 25,475,000 | USD | evidence → |
| Risk-weighted assets | 126,834,000 | USD | evidence → |