Call report 2022Q3
LUMINATE BANK — 2022Q3
The 22 measures LUMINATE BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,524,000 | USD | evidence → |
| Total loans | 119,768,000 | USD | evidence → |
| Allowance for loan losses | 1,859,000 | USD | evidence → |
| Securities available for sale | 1,663,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 113,500,000 | USD | evidence → |
| Interest-bearing deposits | 100,405,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,095,000 | USD | evidence → |
| Equity capital | 26,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,332,000 | USD | evidence → |
| Interest expense | 1,074,000 | USD | evidence → |
| Net interest income | 4,258,000 | USD | evidence → |
| Noninterest income | 30,311,000 | USD | evidence → |
| Noninterest expense | 31,713,000 | USD | evidence → |
| Provision for loan losses | 1,006,000 | USD | evidence → |
| Pretax income | 1,850,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,850,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,827,000 | USD | evidence → |
| Total capital | 27,347,000 | USD | evidence → |
| Risk-weighted assets | 120,974,000 | USD | evidence → |