Call report 2005Q4
LUMINATE BANK — 2005Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,194,000 | USD | evidence → |
| Total loans | 38,121,000 | USD | evidence → |
| Allowance for loan losses | 320,000 | USD | evidence → |
| Securities available for sale | 3,447,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,927,000 | USD | evidence → |
| Interest-bearing deposits | 37,244,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,683,000 | USD | evidence → |
| Equity capital | 6,039,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,324,000 | USD | evidence → |
| Interest expense | 1,116,000 | USD | evidence → |
| Net interest income | 2,208,000 | USD | evidence → |
| Noninterest income | 116,000 | USD | evidence → |
| Noninterest expense | 1,582,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 721,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 721,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,608,000 | USD | evidence → |
| Total capital | 5,928,000 | USD | evidence → |
| Risk-weighted assets | 38,199,000 | USD | evidence → |