Call report 2005Q3
LUMINATE BANK — 2005Q3
The 22 measures LUMINATE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,184,000 | USD | evidence → |
| Total loans | 36,038,000 | USD | evidence → |
| Allowance for loan losses | 325,000 | USD | evidence → |
| Securities available for sale | 3,469,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,082,000 | USD | evidence → |
| Interest-bearing deposits | 41,992,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,090,000 | USD | evidence → |
| Equity capital | 5,885,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,448,000 | USD | evidence → |
| Interest expense | 799,000 | USD | evidence → |
| Net interest income | 1,649,000 | USD | evidence → |
| Noninterest income | 87,000 | USD | evidence → |
| Noninterest expense | 1,176,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 550,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,437,000 | USD | evidence → |
| Total capital | 5,762,000 | USD | evidence → |
| Risk-weighted assets | 37,140,000 | USD | evidence → |