Call report 2004Q3
GUARANTY BANK INC. — 2004Q3
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,099,000 | USD | evidence → |
| Total loans | 53,418,000 | USD | evidence → |
| Allowance for loan losses | 770,000 | USD | evidence → |
| Securities available for sale | 35,921,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,520,000 | USD | evidence → |
| Interest-bearing deposits | 76,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,869,000 | USD | evidence → |
| Equity capital | 12,115,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,025,000 | USD | evidence → |
| Interest expense | 1,474,000 | USD | evidence → |
| Net interest income | 3,551,000 | USD | evidence → |
| Noninterest income | 761,000 | USD | evidence → |
| Noninterest expense | 2,601,000 | USD | evidence → |
| Provision for loan losses | 390,000 | USD | evidence → |
| Pretax income | 1,331,000 | USD | evidence → |
| Income tax | 347,000 | USD | evidence → |
| Net income | 984,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,055,000 | USD | evidence → |
| Total capital | 12,733,000 | USD | evidence → |
| Risk-weighted assets | 54,170,000 | USD | evidence → |