Call report 2004Q2
GUARANTY BANK INC. — 2004Q2
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,393,000 | USD | evidence → |
| Total loans | 52,505,000 | USD | evidence → |
| Allowance for loan losses | 741,000 | USD | evidence → |
| Securities available for sale | 34,880,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,927,000 | USD | evidence → |
| Interest-bearing deposits | 77,049,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,878,000 | USD | evidence → |
| Equity capital | 11,320,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,312,000 | USD | evidence → |
| Interest expense | 980,000 | USD | evidence → |
| Net interest income | 2,332,000 | USD | evidence → |
| Noninterest income | 515,000 | USD | evidence → |
| Noninterest expense | 1,679,000 | USD | evidence → |
| Provision for loan losses | 285,000 | USD | evidence → |
| Pretax income | 892,000 | USD | evidence → |
| Income tax | 239,000 | USD | evidence → |
| Net income | 653,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,804,000 | USD | evidence → |
| Total capital | 12,479,000 | USD | evidence → |
| Risk-weighted assets | 53,933,000 | USD | evidence → |