Call report 2012Q4
UNIVERSAL BANK — 2012Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 358,725,000 | USD | evidence → |
| Total loans | 280,354,000 | USD | evidence → |
| Allowance for loan losses | 9,727,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 316,610,000 | USD | evidence → |
| Interest-bearing deposits | 300,871,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,739,000 | USD | evidence → |
| Equity capital | 39,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,582,000 | USD | evidence → |
| Interest expense | 2,309,000 | USD | evidence → |
| Net interest income | 15,273,000 | USD | evidence → |
| Noninterest income | 1,728,000 | USD | evidence → |
| Noninterest expense | 13,420,000 | USD | evidence → |
| Provision for loan losses | 8,970,000 | USD | evidence → |
| Pretax income | -5,389,000 | USD | evidence → |
| Income tax | -262,000 | USD | evidence → |
| Net income | -5,127,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,301,000 | USD | evidence → |
| Total capital | 42,446,000 | USD | evidence → |
| Risk-weighted assets | 244,976,000 | USD | evidence → |