Call report 2012Q3
UNIVERSAL BANK — 2012Q3
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,566,000 | USD | evidence → |
| Total loans | 303,371,000 | USD | evidence → |
| Allowance for loan losses | 9,882,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 419,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 331,870,000 | USD | evidence → |
| Interest-bearing deposits | 315,690,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,180,000 | USD | evidence → |
| Equity capital | 38,664,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,845,000 | USD | evidence → |
| Interest expense | 1,930,000 | USD | evidence → |
| Net interest income | 11,915,000 | USD | evidence → |
| Noninterest income | 758,000 | USD | evidence → |
| Noninterest expense | 9,729,000 | USD | evidence → |
| Provision for loan losses | 8,970,000 | USD | evidence → |
| Pretax income | -6,026,000 | USD | evidence → |
| Income tax | -262,000 | USD | evidence → |
| Net income | -5,764,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,664,000 | USD | evidence → |
| Total capital | 42,154,000 | USD | evidence → |
| Risk-weighted assets | 272,800,000 | USD | evidence → |