Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,795,000 | USD | evidence → |
| Total loans | 22,949,000 | USD | evidence → |
| Allowance for loan losses | 541,000 | USD | evidence → |
| Securities available for sale | 14,354,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,638,000 | USD | evidence → |
| Interest-bearing deposits | 30,530,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,108,000 | USD | evidence → |
| Equity capital | 7,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,054,000 | USD | evidence → |
| Interest expense | 494,000 | USD | evidence → |
| Net interest income | 1,560,000 | USD | evidence → |
| Noninterest income | 285,000 | USD | evidence → |
| Noninterest expense | 1,556,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 223,000 | USD | evidence → |
| Income tax | 79,000 | USD | evidence → |
| Net income | 144,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,889,000 | USD | evidence → |
| Total capital | 4,209,000 | USD | evidence → |
| Risk-weighted assets | 25,365,000 | USD | evidence → |