Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,050,000 | USD | evidence → |
| Total loans | 20,499,000 | USD | evidence → |
| Allowance for loan losses | 518,000 | USD | evidence → |
| Securities available for sale | 19,447,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,812,000 | USD | evidence → |
| Interest-bearing deposits | 30,905,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,907,000 | USD | evidence → |
| Equity capital | 7,484,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,546,000 | USD | evidence → |
| Interest expense | 394,000 | USD | evidence → |
| Net interest income | 1,152,000 | USD | evidence → |
| Noninterest income | 203,000 | USD | evidence → |
| Noninterest expense | 1,197,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 125,000 | USD | evidence → |
| Income tax | 45,000 | USD | evidence → |
| Net income | 80,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,798,000 | USD | evidence → |
| Total capital | 4,096,000 | USD | evidence → |
| Risk-weighted assets | 23,625,000 | USD | evidence → |