Call report 2008Q1
SOUTHERN FIRST BANK — 2008Q1
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 683,092,000 | USD | evidence → |
| Total loans | 536,821,000 | USD | evidence → |
| Allowance for loan losses | 6,224,000 | USD | evidence → |
| Securities available for sale | 78,022,000 | USD | evidence → |
| Securities held to maturity | 14,319,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 470,735,000 | USD | evidence → |
| Interest-bearing deposits | 438,231,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,504,000 | USD | evidence → |
| Equity capital | 59,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,381,000 | USD | evidence → |
| Interest expense | 5,618,000 | USD | evidence → |
| Net interest income | 4,763,000 | USD | evidence → |
| Noninterest income | 272,000 | USD | evidence → |
| Noninterest expense | 2,969,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 1,466,000 | USD | evidence → |
| Income tax | 490,000 | USD | evidence → |
| Net income | 976,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,006,000 | USD | evidence → |
| Total capital | 65,231,000 | USD | evidence → |
| Risk-weighted assets | 552,897,000 | USD | evidence → |