Call report 2007Q4
SOUTHERN FIRST BANK — 2007Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 627,762,000 | USD | evidence → |
| Total loans | 508,850,000 | USD | evidence → |
| Allowance for loan losses | 5,751,000 | USD | evidence → |
| Securities available for sale | 64,010,000 | USD | evidence → |
| Securities held to maturity | 14,819,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 414,656,000 | USD | evidence → |
| Interest-bearing deposits | 381,850,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,806,000 | USD | evidence → |
| Equity capital | 58,332,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,672,000 | USD | evidence → |
| Interest expense | 21,793,000 | USD | evidence → |
| Net interest income | 17,879,000 | USD | evidence → |
| Noninterest income | 792,000 | USD | evidence → |
| Noninterest expense | 10,853,000 | USD | evidence → |
| Provision for loan losses | 2,050,000 | USD | evidence → |
| Pretax income | 5,768,000 | USD | evidence → |
| Income tax | 1,876,000 | USD | evidence → |
| Net income | 3,892,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,236,000 | USD | evidence → |
| Total capital | 63,987,000 | USD | evidence → |
| Risk-weighted assets | 514,316,000 | USD | evidence → |