Call report 2002Q4
SOUTHERN FIRST BANK — 2002Q4
The 22 measures SOUTHERN FIRST BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,064,000 | USD | evidence → |
| Total loans | 149,903,000 | USD | evidence → |
| Allowance for loan losses | 1,661,000 | USD | evidence → |
| Securities available for sale | 14,592,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,231,000 | USD | evidence → |
| Interest-bearing deposits | 119,930,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,301,000 | USD | evidence → |
| Equity capital | 12,556,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,298,000 | USD | evidence → |
| Interest expense | 3,473,000 | USD | evidence → |
| Net interest income | 4,825,000 | USD | evidence → |
| Noninterest income | 375,000 | USD | evidence → |
| Noninterest expense | 3,406,000 | USD | evidence → |
| Provision for loan losses | 1,022,000 | USD | evidence → |
| Pretax income | 772,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 772,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,408,000 | USD | evidence → |
| Total capital | 14,116,000 | USD | evidence → |
| Risk-weighted assets | 136,510,000 | USD | evidence → |