Call reports 2002

SOUTHERN FIRST BANK — 2002

Name: SOUTHERN FIRST BANK — FFIEC call report 2002
Creator: SOUTHERN FIRST BANK

What SOUTHERN FIRST BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cb9c2da2-04f9-4c2e-be7e-91ff967ce451/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	133,903,000	145,153,000	158,432,000	171,064,000
Total loans	109,752,000	123,745,000	137,013,000	149,903,000
Allowance for loan losses	1,242,000	1,356,000	1,499,000	1,661,000
Securities available for sale	14,481,000	15,433,000	15,337,000	14,592,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	120,692,000	124,592,000	133,142,000	135,231,000
Interest-bearing deposits	111,203,000	114,826,000	117,328,000	119,930,000
Noninterest-bearing deposits	9,489,000	9,766,000	15,814,000	15,301,000
Equity capital	9,421,000	10,511,000	11,481,000	12,556,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,816,000	3,777,000	5,985,000	8,298,000
Interest expense	849,000	1,734,000	2,608,000	3,473,000
Net interest income	967,000	2,043,000	3,377,000	4,825,000
Noninterest income	78,000	175,000	275,000	375,000
Noninterest expense	816,000	1,653,000	2,522,000	3,406,000
Provision for loan losses	189,000	404,000	700,000	1,022,000
Pretax income	40,000	161,000	430,000	772,000
Income tax	0	0	0	0
Net income	40,000	161,000	430,000	772,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	9,375,000	10,372,000	11,341,000	12,408,000
Total capital	10,677,000	11,818,000	12,905,000	14,116,000
Risk-weighted assets	104,075,000	115,634,000	125,028,000	136,510,000