Call report 2024Q2
HOUGHTON STATE BANK — 2024Q2
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,009,000 | USD | evidence → |
| Total loans | 169,034,000 | USD | evidence → |
| Allowance for loan losses | 2,046,000 | USD | evidence → |
| Securities available for sale | 28,881,000 | USD | evidence → |
| Securities held to maturity | 976,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,829,000 | USD | evidence → |
| Interest-bearing deposits | 128,176,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,653,000 | USD | evidence → |
| Equity capital | 29,862,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,442,000 | USD | evidence → |
| Interest expense | 1,805,000 | USD | evidence → |
| Net interest income | 3,637,000 | USD | evidence → |
| Noninterest income | 388,000 | USD | evidence → |
| Noninterest expense | 2,031,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,979,000 | USD | evidence → |
| Income tax | 468,000 | USD | evidence → |
| Net income | 1,511,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,063,000 | USD | evidence → |
| Total capital | 29,109,000 | USD | evidence → |
| Risk-weighted assets | 180,017,000 | USD | evidence → |