Call report 2024Q1
HOUGHTON STATE BANK — 2024Q1
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,976,000 | USD | evidence → |
| Total loans | 177,274,000 | USD | evidence → |
| Allowance for loan losses | 2,046,000 | USD | evidence → |
| Securities available for sale | 32,793,000 | USD | evidence → |
| Securities held to maturity | 1,211,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 183,326,000 | USD | evidence → |
| Interest-bearing deposits | 140,346,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,980,000 | USD | evidence → |
| Equity capital | 29,060,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,721,000 | USD | evidence → |
| Interest expense | 913,000 | USD | evidence → |
| Net interest income | 1,808,000 | USD | evidence → |
| Noninterest income | 204,000 | USD | evidence → |
| Noninterest expense | 1,021,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 992,000 | USD | evidence → |
| Income tax | 237,000 | USD | evidence → |
| Net income | 755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,307,000 | USD | evidence → |
| Total capital | 28,353,000 | USD | evidence → |
| Risk-weighted assets | 186,871,000 | USD | evidence → |