Call report 2023Q3
HOUGHTON STATE BANK — 2023Q3
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,908,000 | USD | evidence → |
| Total loans | 165,783,000 | USD | evidence → |
| Allowance for loan losses | 1,980,000 | USD | evidence → |
| Securities available for sale | 34,317,000 | USD | evidence → |
| Securities held to maturity | 1,221,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 179,037,000 | USD | evidence → |
| Interest-bearing deposits | 137,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,110,000 | USD | evidence → |
| Equity capital | 27,416,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,449,000 | USD | evidence → |
| Interest expense | 1,160,000 | USD | evidence → |
| Net interest income | 5,289,000 | USD | evidence → |
| Noninterest income | 586,000 | USD | evidence → |
| Noninterest expense | 3,062,000 | USD | evidence → |
| Provision for loan losses | -45,000 | USD | evidence → |
| Pretax income | 2,874,000 | USD | evidence → |
| Income tax | 688,000 | USD | evidence → |
| Net income | 2,186,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,428,000 | USD | evidence → |
| Total capital | 27,408,000 | USD | evidence → |
| Risk-weighted assets | 174,548,000 | USD | evidence → |