Call report 2023Q2
HOUGHTON STATE BANK — 2023Q2
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 215,663,000 | USD | evidence → |
| Total loans | 162,058,000 | USD | evidence → |
| Allowance for loan losses | 1,996,000 | USD | evidence → |
| Securities available for sale | 35,392,000 | USD | evidence → |
| Securities held to maturity | 1,336,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 181,775,000 | USD | evidence → |
| Interest-bearing deposits | 134,568,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,207,000 | USD | evidence → |
| Equity capital | 26,983,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,197,000 | USD | evidence → |
| Interest expense | 629,000 | USD | evidence → |
| Net interest income | 3,568,000 | USD | evidence → |
| Noninterest income | 389,000 | USD | evidence → |
| Noninterest expense | 2,023,000 | USD | evidence → |
| Provision for loan losses | -30,000 | USD | evidence → |
| Pretax income | 1,976,000 | USD | evidence → |
| Income tax | 474,000 | USD | evidence → |
| Net income | 1,502,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,744,000 | USD | evidence → |
| Total capital | 26,740,000 | USD | evidence → |
| Risk-weighted assets | 170,251,000 | USD | evidence → |