Call report 2022Q2
HOUGHTON STATE BANK — 2022Q2
The 22 measures HOUGHTON STATE BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 227,317,000 | USD | evidence → |
| Total loans | 154,369,000 | USD | evidence → |
| Allowance for loan losses | 1,948,000 | USD | evidence → |
| Securities available for sale | 41,005,000 | USD | evidence → |
| Securities held to maturity | 2,264,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 200,539,000 | USD | evidence → |
| Interest-bearing deposits | 145,608,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,931,000 | USD | evidence → |
| Equity capital | 26,412,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,301,000 | USD | evidence → |
| Interest expense | 95,000 | USD | evidence → |
| Net interest income | 3,206,000 | USD | evidence → |
| Noninterest income | 370,000 | USD | evidence → |
| Noninterest expense | 1,922,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,643,000 | USD | evidence → |
| Income tax | 393,000 | USD | evidence → |
| Net income | 1,250,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,145,000 | USD | evidence → |
| Total capital | 25,093,000 | USD | evidence → |
| Risk-weighted assets | 162,087,000 | USD | evidence → |